Dividend Calculator

Find out how much your dividend stocks and ETFs pay you each month today, and what that income could look like years from now if you keep reinvesting.

Amount invested What you already hold, or plan to put in, in US dollars.

Dividend yield, %

Pays

Add every month

Years

Reinvest dividends (DRIP)

Growth and taxes

Dividend growth, % a year

Share price growth, % a year

Tax on dividends, % Your own rate, applied to every payout. US example: 0 in an IRA or 401(k); qualified dividends in a taxable account are taxed at 0%, 15% or 20% depending on income. Non-US investors usually have 15–30% withheld on US dividends.

Your dividend income

Per month right now

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Per month in 20 years, dividends reinvested

—

Portfolio after 20 years

—

Dividends collected

—

Money you put in

—

Dividends received each year

Year-by-year table

Year	Put in	Dividends	Portfolio	Monthly income

What the calculator shows you

Reinvest or take the cash

Flip the DRIP switch and compare. Reinvested dividends buy more shares, and those shares pay dividends too.

$10,000 at 3.5%, no new money, 6% dividend growth: about $29 a month today. After 20 years, about $94 a month if you take the cash, about $196 if you reinvest.

Dividends that grow

Many companies raise their payout every year. Set the growth rate and see how the income stream changes over time.

A 6% yearly raise roughly doubles the payout per share in 12 years.

Money you add each month

Regular contributions usually matter more than the starting amount. Put in your monthly plan and watch the income line.

Try $0, then $200, then $500 a month and compare the income in year 20.

Three steps

Enter the amountWhat you hold today or plan to invest.
Add the yield and scheduleFind the dividend yield on your broker or the fund's page, and pick how often it pays.
Read your incomeMonthly income now and in the future, plus a yearly breakdown.

Why people use it

No account neededOpen the page and start typing.
Stays in your browserThe numbers you enter are calculated on your device and are not sent anywhere.
Plain mathEvery assumption is explained below, so you know where the result comes from.
Works on your phoneCheck your plan between trades or on the go.

Questions

What is dividend yield?

It is the yearly dividend divided by the share price. A $100 share that pays $3.50 a year has a 3.5% yield. If the price drops and the payout stays the same, the yield goes up.

Where do I find the yield for my stock or ETF?

Your broker app, the fund provider's website and most quote pages show it. For funds, look for the trailing twelve-month (TTM) yield or the 30-day SEC yield.

What does DRIP mean?

Dividend reinvestment plan. Instead of paying you cash, the dividend buys more shares of the same holding. Most brokers let you turn it on per position.

Does it matter if a fund pays monthly or quarterly?

For the total amount, not much. With reinvestment, monthly payments start compounding a little sooner, so the long-term result is slightly higher.

How does the calculation work?

We simulate your holding month by month. The share price grows at the rate you set, the dividend per share is raised once a year, dividends are paid on the schedule you chose, taxed at your rate, and then either reinvested at the current price or kept as cash. Monthly contributions buy shares at that month's price.

Is this investment advice?

No. It is a calculator for planning. Real dividends can be cut, prices can fall, and past yields do not promise future ones. Check the numbers with your own research or a licensed advisor before you invest.

Change one number and see what moves

Yield, monthly contribution or years: small changes add up over time.

Back to the calculator